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Stork
Joined: 01/01/2005
Posts: 51,485
Likes: 49,635
Stork
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You owe them nothing legally, unless the limbs were dead. Ice caused them

to fall, which was out of your control. As a heads up, ice causing the limb to fall would not give you debris removal coverage either. For your cost. There is an exclusion for weight of ice or snow. You would have coverage if the limb had fallen on covered property (your house) and caused damage. Homeowners coverage gives very limited coverage for trees/lawns/landscaping. ** Edited by Stork at 2/12/2025, 10:52:47 AM
Posted: 02/12/2025 at 10:08 AM ET
(In response to this post by Blobster)

Thread Replies (10)

Full Thread →
Branches down due to ice - good neighbor advice?
Blobster • 02/12/25 09:53 AM ET
Take pictures.**
Late 80s Hokie • 02/12/25 11:36 AM ET
Ice Storms are like a really hot but high maintenance girlfriend, very nice
Tuckahokie • 02/12/25 10:59 AM ET
As a nice neighbor, have them clean it all up.
hoosnowahokie • 02/12/25 10:18 AM ET
You owe them nothing legally, unless the limbs were dead. Ice caused them ◄
Stork • 02/12/25 10:08 AM ET
Of course you are right on insurance, no coverage as no damage was done
Blobster • 02/12/25 12:29 PM ET
Yea, every Valentines Day, my wife and I joke that all we remember is a few
Stork • 02/12/25 01:03 PM ET
Deny, deny, deny. Even in retirement. If you want to really cash in and
RhinoVT • 02/12/25 11:08 AM ET
40 years is hard to forget. Ha. I just remember people always disappointed
Stork • 02/12/25 12:11 PM ET
Have you actually spoken with your neighbor?**
vthokieq • 02/12/25 09:57 AM ET
Worked out well - I was having trouble finding a tree service that would
Blobster • 02/12/25 12:26 PM ET