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Coach McGuirk Coach McGuirk OP
May 14, 2023 at 07:38 AM ET
Guy I work(ed?) with hit a million dollar scratch off
I love it for him, but I'm going to miss him. He was a good one. My age, same work ethic, we got along great. But wow! It just seems so unreal.

22 Replies

H
HOKIERIT
Hope it isn't all he has to retire on...Great to augment though.
FfxStationHokie FfxStationHokie
After taxes, can he really retire?
MrBayAreaHokie MrBayAreaHokie
you would be amazed what people live on outside the US
I have watched 100s of "leave the US" videos on YouTube. There are a lot of people living outside the US, and living what look like really decent lives on $1500 a month, all in. This must be what happens to people who have no real savings and only Social Security. Mexico, Thailand, Philippines, Ecuador, Vietnam....all easy to get into as an American.
E
EDGEMAN
It depends on how he wants to live
You should be able to live comfortably on a $800K investment if you don't have an extravagant lifestyle. But when you start buying new houses, cars, etc., you'll burn through that in no time. Still remember the VT player who went to the NFL, and he said he wanted to buy a Lamborghini. That's the way for an NFL player to work his way into poverty after football.
FfxStationHokie FfxStationHokie
Have multiples of that but still don't feel comfortable :/
Which is why I'm still working :/
Hokie CPA Hokie CPA
Also depends on what he'd put away before hitting the lottery.
If he only needed six or seven more years to hit his goal, this certainly would put him over the top
H
HOKIERIT
^^This...spoken like a true CPA^^
Coach McGuirk Coach McGuirk OP
He was a banquet captain, and not all that happy about it, haha. So...
But I would love it if he came back. I really hope I get to see him again.
Tuckahokie Tuckahokie
If memory serves Florida has no State income tax...does the State tax the
Lottery wins?
Coach McGuirk Coach McGuirk OP
Don't know that one, but I doubt it. He took the one time $820,000 which
doesn't sound like it was a tax hit, just the future value of money deal that is built into all of those games. Most of the time, they lop off 50 percent right off the bat in other states. Say what you will, but I love Florida.
H
HOKIERIT
THATY makes a big difference!!! Good for him.
H
HokieForever
He will end up with about $500K
F
Fatman
Would it be that much?
Don’t you lose half of you take the lump sum and then the IRS takes half of the residual. It’s closer to $250k right? It’s better than a kick in the pants, but is that “FU Money” as the kids say.
H
HokieForever
He won 1 million, but took the lump sum which was 820K
figuring 37% gives you about $500K left, don't know what the state/local tax would be if anything. HokieForever
E
EDGEMAN
Surprised the IRS didn't take a chunk "up front"
`lag `lag
well they will in a sense, right? He'll need to start making payments to
avoid a penalty, that is he probably needs to pay it all now concurrent with the payout. It's probably worse that hey didn't deduct it from the check if he isn't aware of that. ** Edited by `lag at 5/14/2023, 1:44:57 PM
E
EDGEMAN
Generally they take a chunk before the winner gets the payout. That way...
...the winner doesn't blow everything before making payments to the IRS. It doesn't sound like he's about to produce a lot of income like Willie Nelson and Wesley Snipes. They have the talent to generate a lot of income when they need it.
Coach McGuirk Coach McGuirk OP
OK, so I'm texting away here with a co-worker. Apparently he bought
4 tickets about a month ago, and didn't win. But the guy in line behind him bought the very next ticket and THAT one hit for a million! So I guess he just felt like he had to keep playing until he won. Otherwise, how can you continue on with life with that hanging over your head, lol? All's well that ends well.
AZHokie59 AZHokie59
So how do you convince yourself to buy one more than four just in case?
E
EDGEMAN
A $50 lottery ticket? I was POed when they started charging $2 for...
...a ticket for the drawing...lol
Coach McGuirk Coach McGuirk OP
Yeah, that was hard to figure. "Who plays a $50 scratch off??" was my
first question. Well, looks like Claudy does. I have it on good authority that Claudy also likes tequila, so... Could be a connection there.
MP4VT2004 MP4VT2004
Odds of winning are 1 in 4.5, so I guess you have a decent enough shot...
...of at least winning back the cost of the ticket.