All Hokie, All the Time. Period. Presented by First Bank & Trust Company

H
Joined: 01/01/2005
Posts: 4,561
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Ehh, If any fly shop would hire me, I'd work for almost nothing...

Let me sit at a desk, tie flies, buy equipment at cost every now and again... Guide clients occasionally... I'd live off tips and be happy. Get me out of the house on the water doing things I love... That said, I'm only 40 and have a ways to go...
Posted: 02/27/2025 at 09:10 AM ET
(In response to this post by HokieNoVA)

Thread Replies (67)

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Retirement musings...what are people thinking?
JoesterVT 02/26/25 08:21 AM ET
Did similar math near end. When I was barely besting minimum wage to work
ColoVT82 02/26/25 04:56 PM ET
I'm a Fed...and I love the work I do...and the agency I do it for.
great2bahokie 02/26/25 03:13 PM ET
Is it too Gen-X of me to say that as a 47 YO I would have retired yesterday
Victory Ticker 02/26/25 03:04 PM ET
I actually started a Substack on "semiretirement," I semiretired in '22
WestyHokie 02/26/25 02:25 PM ET
We're taking SS at 65, as soon as I retire. My financial planner had it all
B777Fr8Dog 02/26/25 02:42 PM ET
Your math is correct, also, don’t forget SS, if it still exists. MrsFr8Dog
B777Fr8Dog 02/26/25 02:08 PM ET
As a govt contractor, wife and I are faced with arbitrarily losing our jobs
KfgsHokie 02/26/25 12:40 PM ET
Been there (tho slightly older), start canvassing connections now
WestyHokie 02/26/25 02:39 PM ET
The spring retirement thread: come on in! the water's fine 🤪**
`lag 02/26/25 12:29 PM ET
If your retirement benefit doesn't change by staying on longer...
Beerman 02/26/25 12:14 PM ET
Getting close starting to think about it...just pure curiosity...
RTFC 02/26/25 11:27 AM ET
$10,000 plus annual i flation adjustment
WestyHokie 02/26/25 02:41 PM ET
What ever it takes you to be happy now. You don't have to save so take
UTPr0sim 02/26/25 12:23 PM ET
I know that. I'm going to be fine, and I really do appreciate the answer,
RTFC 02/26/25 01:38 PM ET
We have worked the #s with our financial advisor
Happy Dog 02/26/25 11:53 AM ET
I'm a long way off, but when the time comes,
TechHokie13 02/26/25 11:03 AM ET
What if Walmart paid more? 😎👍🏻 MrsFr8Dog, the dogs and I will travel in
B777Fr8Dog 02/26/25 02:13 PM ET
Current plans are to retire at 60 and move overseas
GoobyPls 02/26/25 11:00 AM ET
I retired 8/31/2013 at 66. Best decision I ever made.
Atlee Hokie 02/26/25 10:00 AM ET
yeah...the mortgage is a key part of my situation...
JoesterVT 02/26/25 10:04 AM ET
For some it is, for those with a 2.5 rate, not so much **
WestyHokie 02/26/25 02:43 PM ET
eh...just talking about the fact that a good chunk of money...
JoesterVT 02/26/25 02:47 PM ET
Yeah, totally get that
WestyHokie 02/26/25 02:50 PM ET
We just moved about 1.5 years ago, but have been throwing money at
reestuart 02/26/25 11:50 AM ET
I had a home in town where I worked and also beach house where wifey spent
DonHo-kieHi 02/26/25 10:59 AM ET
I’m doing it because I like little kids…**
HokieGator 02/26/25 09:13 AM ET
it's like Demetri Martin said
HokieMacDaddy 02/26/25 09:14 AM ET
Michael Scott's dating profile**
HokieDan95 02/26/25 11:04 AM ET
Never **
PhotoHokieNC 02/26/25 09:05 AM ET
That’s a shame **
OXVT 02/26/25 09:12 AM ET
Some people like to work
MrBayAreaHokie 02/26/25 09:00 AM ET
This ^^^^^ I've adjusted from being CEO/Pres of multiple companies to CFO
Hokebury 02/26/25 12:46 PM ET
You just explained why I retired 3 years ago. That pension makes me
Stork 02/26/25 08:58 AM ET
^^^^what he said except 42 years for me^^
DonHo-kieHi 02/26/25 10:42 AM ET
Pensions? What are those?**
hoosnowahokie 02/26/25 09:09 AM ET
Well, 43 years ago when I started, there were a few more companies that
Stork 02/26/25 09:11 AM ET
Those of us with our own business had to do it ourselves. I provided that
DonHo-kieHi 02/26/25 10:47 AM ET
The only reason I hung w/the state for 30 years/endured Xtreme BS**
astrohokie 02/26/25 09:31 AM ET
I am 66 and still working, not because I have to but because I haven't
lilhokie525 02/26/25 08:57 AM ET
WAR 1958!**
Brown Water 02/26/25 10:49 AM ET
If push comes to shove, you could start your own trivia gameshow.**
Chris ColemanAdmin 02/26/25 09:36 AM ET
Monetize it**
TomTurkey 02/26/25 11:01 AM ET
That's what I was thinking................. :)
santafe 02/26/25 10:52 AM ET
Plot twist: he already did, and we're all unwitting participants in it. TIC**
MP4VT2004 02/26/25 10:51 AM ET
Assuming I live that long, I'm definitely tapping out at age 62
Hokie Fiji 02/26/25 08:55 AM ET
Pretty much my current plan, 62 but I may work
HortHokie 02/26/25 09:56 AM ET
Just don't do the "oh, if I only stay another year, I'd have ..." for too
coshokie 02/26/25 08:42 AM ET
There's no way in hell I'm getting a part time job after I retire.**
HokieNoVA 02/26/25 08:37 AM ET
Ehh, If any fly shop would hire me, I'd work for almost nothing...
hokiehunter07 02/27/25 09:10 AM ET
but you'll do the full time job for less than half time pay?
JoesterVT 02/26/25 09:20 AM ET
Not gonna be a Wal Mart greeter with that attitude! **
vthokieq 02/26/25 08:41 AM ET
Meh, by time I retire they'll have one of those AI terminators doing that.**
HokieNoVA 02/26/25 08:43 AM ET
My VT college roomate retired at 59. His math happy wife showed him he
UTPr0sim 02/26/25 08:35 AM ET
And that nest egg has done very well the last few years especially. **
Stork 02/26/25 08:59 AM ET
I agree with the last sentence, but I wonder what is a 'good nest egg'
radhokie1 02/26/25 08:49 AM ET
7 figures plus. My wife and I both had pensions and SS so that is a major
UTPr0sim 02/26/25 12:02 PM ET
If the numbers were actually what you're saying, then yeah, get out of
Late 80s Hokie 02/26/25 08:32 AM ET
Health Insurance is key. My roommate had that so no brainer. My wife wait
UTPr0sim 02/26/25 12:04 PM ET
I'm not 100% sure what it will look like for me. I know that I will want
reestuart 02/26/25 08:37 AM ET
The beauty of retirement is it gives you options. You get to choose what
Stork 02/26/25 09:03 AM ET
I personally think fitness should be job #1
EDGEMAN 02/26/25 11:41 AM ET
Doh! Sorry. I meant this to be under the original post.**
reestuart 02/26/25 08:39 AM ET
This is the same math my wife uses when shopping...
vthokieq 02/26/25 08:28 AM ET
"They are practically giving it to us!!!"**
reestuart 02/26/25 08:32 AM ET
"Thanks honey, you're saving us right into the poor house"**
Brown Water 02/26/25 10:56 AM ET
I love the thought process, and I can certainly be guilty of it at times.
reestuart 02/26/25 10:59 AM ET
In my job, it was a stroke or retirement.
TomTurkey 02/26/25 08:28 AM ET