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TheNuke OP
Jun 09, 2026 at 09:13 PM ET
Thoughts of filing an auto claim
I grazed a pole in the parking lot today and damaged the driver side. My deductible is $250. Thought on at what cost do I consider filing a claim? Sucks because I was really thinking about trading it in soon.

10 Replies

HokieMacDaddy HokieMacDaddy
1mo
just leave it - chicks dig scars
HOKIE HOKIE
1mo
File it! All our Auto rates are going up either way
In this market the only way not to get an increase is shop your coverage around annually!
bigbadbird bigbadbird
1mo
its gotta up there already if he hits stationary poles
HokieGator HokieGator
1mo
Just paint over it…..pic
Coach McGuirk Coach McGuirk
1mo
Reminds me of an old Bruce Springsteen monologue about Earl Scheib.
Paraphrasing: "Roll down the windows, Earl will do the interior for free. Throw your little brother in the back, he'll do him for free, too". I know Bruce has riled people up lately, but he was always a talker at his concerts.
bigbadbird bigbadbird
1mo
Buff it out- get those elbows pumping
and learn to love it
MP4VT2004 MP4VT2004
1mo
Wax on....whacks off
HokieGator HokieGator
1mo
Went through the same thing a few months ago. Car was scratched in parking
Lot leaving a scratch down the two doors and rear. Quote was for around $3,000. I was concerned about my monthly rate going up if I went through insurance. However since it was not our fault I just had to pay my $250 deductible and rate would not change. Check with your insurance and then decide. Is it worth fixing if your insurance goes up? How much will it cost to fix if you just pay without insurance? Those are things to think about. I was shocked when I got quotes for repairs. I thought it was just a scratch repair…but it was deep down to the metal and indented. To repair they had to remove the entire door panels so that the paint would match as well as the rear fender. I got quotes from some places up to $6500.
HokieGator HokieGator
1mo
Scratch pics
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TheNuke OP
1mo
Mine is much worse