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HokieJamie
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All depends on fema flood map you can look it up online and verify

Posted: 03/08/2023 at 01:42 PM ET
(In response to this post by Stork)

Thread Replies (23)

Full Thread →
Any of you Smith Mtn Lake property owners required to get Flood Insurance
Stork • 03/08/23 01:03 PM ET
F4E may could tell you more about that but my sister has a condo that the
IB4TECH • 03/09/23 05:58 PM ET
We live on a tidal tributary of the Chesapeake Bay. When we remortgaged
Galenahokie • 03/09/23 09:14 AM ET
Just went through this
freemason • 03/09/23 08:10 AM ET
Talking with my sister yesterday, she looked to private market also.
Stork • 03/09/23 08:15 AM ET
As an independent insurance agent writing business on SML for more than 40
75Hokie • 03/08/23 03:04 PM ET
Isn't the definition of a "flood" something like water covering two
UsherDog2008 • 03/08/23 04:18 PM ET
It can be rain accumulation only. 2 adjacent properties. That's why folks
Stork • 03/08/23 04:21 PM ET
When I moved to the Outer Banks in 1984, the oceanfront area in Corolla
UsherDog2008 • 03/08/23 04:52 PM ET
Thanks. That's what she's got lined up. The survey was gonna run $1000 and
Stork • 03/08/23 04:01 PM ET
I think a mortgage company can require anything they want. My mortgage say
dolph • 03/08/23 02:09 PM ET
It’s really not the mortgage companies anymore.
GreenvilleVT • 03/08/23 02:39 PM ET
No they can only require flood insurance if deemed in a food area by fema**
HokieJamie • 03/08/23 02:14 PM ET
Even if your home is not located in an SFHA, a lender may require flood ins
dolph • 03/08/23 03:00 PM ET
May but I have never encountered a lender that does that
HokieJamie • 03/08/23 03:13 PM ET
Many insurance companies and state insurance regulators can require flood
GreenvilleVT • 03/08/23 02:46 PM ET
All depends on fema flood map you can look it up online and verify** ◄
HokieJamie • 03/08/23 01:42 PM ET
I managed Flood Insurance claims back in the day. But those were on tidal
Stork • 03/08/23 01:53 PM ET
A lake controlled by a dam in Columbia SC flooded a few years back and
GreenvilleVT • 03/08/23 02:47 PM ET
Most mortgages around water require flood if above certain dollar amounts
GreenvilleVT • 03/08/23 01:41 PM ET
my parents house in the northern neck is set farther away from the water
BRVT • 03/08/23 01:57 PM ET
cost of living in the dammed place**
HokieDan95 • 03/08/23 01:35 PM ET
Maybe a protest can generate some interest.**
Guy LeDouche • 03/08/23 02:28 PM ET
If it’s on the water, I think it is required. **
RoswellGAHokie • 03/08/23 01:33 PM ET