yesterday, another student clipped my daughter's car in the parking lot. Both cars faced forward to pull straight out of spots Other driver was parked next to her, on the driver side As other driver pulled out, she turned right, but cut it too hard and clipped the front driver side My daughter came out a few minutes after, but other driver still there and said what happened - no doubt about who was at fault as our car was legally parked at the time - other driver and her father agree with this. Damage seems to be mostly cosmetic to front bumper. Scrape, and knocked of a piece of front spoiler that was part of bumper. No dents or damage to lights, but bumper got pulled out of attachments, and hangs down a little bit. I pulled back up so it's almost flush again, but it will have to be re-attached on that side by someone more skilled than me. I talked to other dad last night - nice guy, concedes that his daughter was at fault and wants to make it right. She was driving on older car, and no damage at all to hers - just a smalll scrape on the side, but he says barely noticeable so he's leaving it as-is. Both of us have USAA. He mentioned trying to get it fixed without a claim, which I think will end up costing him more. Questions: Should I tell USAA now, knowing that he may come back and say he wants to pay out of pocket? I don't want to take it all over for estimates, and I definitely don't want it fixed by a fly-by-night place that does all repairs for $195. I want it to be a certified shop... I don't know what his deductible is, but my guess is they'll come back and say I need a new bumper b/c of some BS reason, and it will be at least $1000. I'm writing from a MAC, I have no pictures of drivers (shun!), and I drank heavily last night... thx