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minor car accident insurance question (and I do have USAA)
My wife was waiting in a line of cars at a light, stopped. Another driver tried to move into her lane ahead of her, and his front driver side clipped my wife's front passenger side. Damage is not much on either car, but will require a body shop.
My insurance said they determined the other driver is liable, but that we still have to pay our deductible.
Is that normal?
Posted: 10/01/2024 at 08:56 AM ET
Thread Replies (7)
minor car accident insurance question (and I do have USAA)
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-- dans93
Oct 01, 2024 at 08:56 AM ET
dans93
•
10/01/24 08:56 AM ET
Yes if you file on your own policy, Collision coverage will be used to pay
-- hokieninsurance
Oct 01, 2024 at 11:46 AM ET
hokieninsurance
•
10/01/24 11:46 AM ET
FWIW... I finally dumped USAA after 20+ years.
-- AirborneHokie96
Oct 01, 2024 at 11:41 AM ET
AirborneHokie96
•
10/01/24 11:41 AM ET
If your insurance is paying you, then yes
-- Spudnut
Oct 01, 2024 at 09:15 AM ET
Spudnut
•
10/01/24 09:15 AM ET
As a heads up, USAA is notorious for pushing you Very hard to go against
-- Stork
Oct 01, 2024 at 09:56 AM ET
Stork
•
10/01/24 09:56 AM ET
thank you all for the tips. greatly appreciated.**
-- dans93
Oct 01, 2024 at 11:02 AM ET
dans93
•
10/01/24 11:02 AM ET
One thing I would do ASAP is schedule an appt with reputable body shop to
-- Stork
Oct 01, 2024 at 11:08 AM ET
Stork
•
10/01/24 11:08 AM ET
Depends on your insurance policy
-- turkeywinghokie
Oct 01, 2024 at 09:13 AM ET
turkeywinghokie
•
10/01/24 09:13 AM ET