We used to be annual visitors when my two girls were younger. We bought enough points at Bay Lake Tower to go for a long weekend. Now, we don't go as often and bank points some years to take a larger crew and stay for the same period of time in a much larger room. During COVID, we sold the points and I was shocked at the return. We found that if we sold 10 years of points out of the 50 year contract, we would recover the cost of the initial investment. With that said, the annual dues are a little steep, IMO. Feel free to ask any more specific questions.