Jeanius!
Thread Replies (24)
High school parking lot fender bender - insurance question
-- Dan1993
Jan 14, 2026 at 09:02 AM ET
Dan1993
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01/14/26 09:02 AM ET
Update - other dad called me and we agreed he'd file claim
-- Dan1993
Jan 14, 2026 at 11:35 AM ET
Dan1993
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01/14/26 11:35 AM ET
Other dad's biggest concern is probably his insurance for his daughter
-- Late 80s Hokie
Jan 14, 2026 at 10:04 AM ET
Late 80s Hokie
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01/14/26 10:04 AM ET
Just follow the Golden Rule don't do unto others as you don't want them to
-- jdkhokie
Jan 14, 2026 at 09:47 AM ET
jdkhokie
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01/14/26 09:47 AM ET
Couple things. 11 year old car, look out for it to be "totaled" by USAA if
-- RhinoVT
Jan 14, 2026 at 09:45 AM ET
RhinoVT
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01/14/26 09:45 AM ET
from quick research, car is valued at 6-8K, so hopefully cleared on that
-- Dan1993
Jan 14, 2026 at 10:01 AM ET
Dan1993
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01/14/26 10:01 AM ET
He pays for your rental. It's part of liability coverage. **
-- RhinoVT
Jan 14, 2026 at 10:05 AM ET
RhinoVT
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01/14/26 10:05 AM ET
Get an estimate. See what father says/does. If waffles, then contact USAA. **
-- Stork
Jan 14, 2026 at 09:44 AM ET
Stork
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01/14/26 09:44 AM ET
I know you were in the business, but I'll ask anyway. If you get an
-- PhotoHokieNC
Jan 14, 2026 at 10:04 AM ET
PhotoHokieNC
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01/14/26 10:04 AM ET
If just getting estimate to see what amount is, then no problem with that.
-- Stork
Jan 14, 2026 at 10:09 AM ET
Stork
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01/14/26 10:09 AM ET
Yeah, it gets dicey.**
-- PhotoHokieNC
Jan 14, 2026 at 10:15 AM ET
PhotoHokieNC
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01/14/26 10:15 AM ET
This ^^^ Why bring in USAA unless you have to. If he's willing to pay, let
-- cincyhokie
Jan 14, 2026 at 09:54 AM ET
cincyhokie
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01/14/26 09:54 AM ET
Had a similar experience about 30 years ago. I had just pulled into a
-- MikeVT85
Jan 14, 2026 at 09:37 AM ET
MikeVT85
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01/14/26 09:37 AM ET
That was the young girl who grew up & sued McDonald's for the hot coffee.**
-- PhotoHokieNC
Jan 14, 2026 at 09:41 AM ET
PhotoHokieNC
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01/14/26 09:41 AM ET
1992, Stella Liebeck . . . that's her!
-- MikeVT85
Jan 14, 2026 at 09:55 AM ET
MikeVT85
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01/14/26 09:55 AM ET
Option C...get a high estimate...
-- JoesterVT
Jan 14, 2026 at 09:27 AM ET
JoesterVT
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01/14/26 09:27 AM ET
^^^somebody who uses 'audio' as a wordle starter^^^**
-- PhotoHokieNC
Jan 14, 2026 at 09:34 AM ET
PhotoHokieNC
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01/14/26 09:34 AM ET
There's no harm in having a USAA appraiser review the damage. It's
-- PhotoHokieNC
Jan 14, 2026 at 09:14 AM ET
PhotoHokieNC
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01/14/26 09:14 AM ET
thx - should have mentioned my car is a 2015 Camry.
-- Dan1993
Jan 14, 2026 at 09:17 AM ET
Dan1993
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01/14/26 09:17 AM ET
Hate to mention this, since I've sought help from it ....
-- PhotoHokieNC
Jan 14, 2026 at 09:23 AM ET
PhotoHokieNC
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01/14/26 09:23 AM ET
But now I have a whole new section in my resume.**
-- PhotoHokieNC
Jan 14, 2026 at 11:12 AM ET
PhotoHokieNC
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01/14/26 11:12 AM ET