You're right - credit frozen needs to be everyone's default position. And.
make sure 2FA is set on everything!
Thread Replies (20)
Credit card hacked today, what pain in the ass. Glad the bank caught it.**
-- 7Hokie1
Feb 11, 2026 at 09:26 PM ET
7Hokie1
•
02/11/26 09:26 PM ET
I've had 2 hacked in the last 4 months
-- Hokie Chris
Feb 12, 2026 at 11:51 AM ET
Hokie Chris
•
02/12/26 11:51 AM ET
Same happened with Discover - got a letter prior to credit bureau inquiry
-- DoYouLiftHokies
Feb 12, 2026 at 12:02 PM ET
DoYouLiftHokies
•
02/12/26 12:02 PM ET
Thanks, serously, very interesting...
-- `lag
Feb 12, 2026 at 01:10 PM ET
`lag
•
02/12/26 01:10 PM ET
Locking all three credit bureaus is KEY! You can unlock online temporarily>
-- HOKIERIT
Feb 12, 2026 at 03:02 PM ET
HOKIERIT
•
02/12/26 03:02 PM ET
In fact I did that last April when I bought my car...
-- `lag
Feb 12, 2026 at 06:02 PM ET
`lag
•
02/12/26 06:02 PM ET
Yeah.. it IS backward..Now that we don't need the credit, everybody is ->
-- HOKIERIT
Feb 12, 2026 at 07:45 PM ET
HOKIERIT
•
02/12/26 07:45 PM ET
You're right - credit frozen needs to be everyone's default position. And.
◄
-- DoYouLiftHokies
Feb 12, 2026 at 02:30 PM ET
DoYouLiftHokies
•
02/12/26 02:30 PM ET
and set your port-out lock on your cell phone ;^)**
-- `lag
Feb 12, 2026 at 06:11 PM ET
`lag
•
02/12/26 06:11 PM ET
What is that? I'm not doing anything with my phone except lockout.**
-- HOKIERIT
Feb 12, 2026 at 07:46 PM ET
HOKIERIT
•
02/12/26 07:46 PM ET
have a pin number on allowing your phone number to be ported out...
-- `lag
Feb 12, 2026 at 10:17 PM ET
`lag
•
02/12/26 10:17 PM ET
Thanks 'lag... I just went into my profile and locked BOTH my and my ->
-- HOKIERIT
Feb 13, 2026 at 09:22 AM ET
HOKIERIT
•
02/13/26 09:22 AM ET
yeah, big deal a couple years ago...but that means you have to be someone
-- `lag
Feb 13, 2026 at 09:39 AM ET
`lag
•
02/13/26 09:39 AM ET
Damn...didn't know anything about that..thanks!**
-- HOKIERIT
Feb 13, 2026 at 09:14 AM ET
HOKIERIT
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02/13/26 09:14 AM ET
happy to help, having a security thread here every once in a while....
-- `lag
Feb 13, 2026 at 09:24 AM ET
`lag
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02/13/26 09:24 AM ET
Yeah..I am pretty careful and wary. I had my share of IT security ->
-- HOKIERIT
Feb 15, 2026 at 02:32 PM ET
HOKIERIT
•
02/15/26 02:32 PM ET
Yeah..They have gotten good at catching it, but STILL a royal PITA!**
-- HOKIERIT
Feb 12, 2026 at 08:15 AM ET
HOKIERIT
•
02/12/26 08:15 AM ET
If you had the card in apple wallet, remove it…..
-- Vtskier1
Feb 12, 2026 at 08:12 AM ET
Vtskier1
•
02/12/26 08:12 AM ET
Was that wrong? Should I not have done that?**
-- Brown Water
Feb 11, 2026 at 09:35 PM ET
Brown Water
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02/11/26 09:35 PM ET
Sux, damned digital gimme freebie crime, major pita. **
-- astrohokie
Feb 11, 2026 at 09:29 PM ET
astrohokie
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02/11/26 09:29 PM ET