Why even have insurance then?
Thread Replies (13)
To file an auto insurance claim or not?
-- HokieGator
Feb 11, 2026 at 03:14 PM ET
HokieGator
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02/11/26 03:14 PM ET
Isn't that covered under "Comprehensive?"
-- EDGEMAN
Feb 11, 2026 at 04:59 PM ET
EDGEMAN
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02/11/26 04:59 PM ET
Be cautious. Do you have deductible? I tend to keep insurance claims to the
-- Stork
Feb 11, 2026 at 03:18 PM ET
Stork
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02/11/26 03:18 PM ET
In my experience, the damage is already done by calling to inquire.
-- MP4VT2004
Feb 11, 2026 at 07:58 PM ET
MP4VT2004
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02/11/26 07:58 PM ET
love me my allstate, sorry for your experience ....
-- VaTechie
Feb 11, 2026 at 08:24 PM ET
VaTechie
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02/11/26 08:24 PM ET
It should be a UMPD claim and not impact their rates. Deductible might be
-- RhinoVT
Feb 11, 2026 at 04:41 PM ET
RhinoVT
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02/11/26 04:41 PM ET
Why even have insurance then?**
◄
-- Brown Water
Feb 11, 2026 at 04:20 PM ET
Brown Water
•
02/11/26 04:20 PM ET
For large losses that are beyond your capacity to pay. This type of loss
-- Stork
Feb 11, 2026 at 04:28 PM ET
Stork
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02/11/26 04:28 PM ET
I guess "small" is a relative term. $1500 is chump change to someone of
-- Brown Water
Feb 11, 2026 at 04:34 PM ET
Brown Water
•
02/11/26 04:34 PM ET
Surround yourself with hookers 'n blow and you'll never have to worry about
-- VTHokie2000
Feb 11, 2026 at 05:15 PM ET
VTHokie2000
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02/11/26 05:15 PM ET