Joined:
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Hate to mention this, since I've sought help from it ....
but have you looked over YouTube videos on how to fix the spoiler damage? I did when somebody in a pickup with a trailer hitch backed in my Accord and poked a hole in what sounds like the same area of your Camry. I went the whole bondo, sanding, sanding, sanding, sanding, and taping and spray painting and sanding, sanding, sanding, and painting until it looked better. Think of the fun times you and your daughter can have in your garage for the next 18 weekends!!!
Thread Replies (24)
High school parking lot fender bender - insurance question
-- Dan1993
Jan 14, 2026 at 09:02 AM ET
Dan1993
•
01/14/26 09:02 AM ET
Update - other dad called me and we agreed he'd file claim
-- Dan1993
Jan 14, 2026 at 11:35 AM ET
Dan1993
•
01/14/26 11:35 AM ET
Other dad's biggest concern is probably his insurance for his daughter
-- Late 80s Hokie
Jan 14, 2026 at 10:04 AM ET
Late 80s Hokie
•
01/14/26 10:04 AM ET
Just follow the Golden Rule don't do unto others as you don't want them to
-- jdkhokie
Jan 14, 2026 at 09:47 AM ET
jdkhokie
•
01/14/26 09:47 AM ET
Couple things. 11 year old car, look out for it to be "totaled" by USAA if
-- RhinoVT
Jan 14, 2026 at 09:45 AM ET
RhinoVT
•
01/14/26 09:45 AM ET
from quick research, car is valued at 6-8K, so hopefully cleared on that
-- Dan1993
Jan 14, 2026 at 10:01 AM ET
Dan1993
•
01/14/26 10:01 AM ET
He pays for your rental. It's part of liability coverage. **
-- RhinoVT
Jan 14, 2026 at 10:05 AM ET
RhinoVT
•
01/14/26 10:05 AM ET
Get an estimate. See what father says/does. If waffles, then contact USAA. **
-- Stork
Jan 14, 2026 at 09:44 AM ET
Stork
•
01/14/26 09:44 AM ET
I know you were in the business, but I'll ask anyway. If you get an
-- PhotoHokieNC
Jan 14, 2026 at 10:04 AM ET
PhotoHokieNC
•
01/14/26 10:04 AM ET
If just getting estimate to see what amount is, then no problem with that.
-- Stork
Jan 14, 2026 at 10:09 AM ET
Stork
•
01/14/26 10:09 AM ET
Yeah, it gets dicey.**
-- PhotoHokieNC
Jan 14, 2026 at 10:15 AM ET
PhotoHokieNC
•
01/14/26 10:15 AM ET
This ^^^ Why bring in USAA unless you have to. If he's willing to pay, let
-- cincyhokie
Jan 14, 2026 at 09:54 AM ET
cincyhokie
•
01/14/26 09:54 AM ET
Had a similar experience about 30 years ago. I had just pulled into a
-- MikeVT85
Jan 14, 2026 at 09:37 AM ET
MikeVT85
•
01/14/26 09:37 AM ET
That was the young girl who grew up & sued McDonald's for the hot coffee.**
-- PhotoHokieNC
Jan 14, 2026 at 09:41 AM ET
PhotoHokieNC
•
01/14/26 09:41 AM ET
1992, Stella Liebeck . . . that's her!
-- MikeVT85
Jan 14, 2026 at 09:55 AM ET
MikeVT85
•
01/14/26 09:55 AM ET
Option C...get a high estimate...
-- JoesterVT
Jan 14, 2026 at 09:27 AM ET
JoesterVT
•
01/14/26 09:27 AM ET
^^^somebody who uses 'audio' as a wordle starter^^^**
-- PhotoHokieNC
Jan 14, 2026 at 09:34 AM ET
PhotoHokieNC
•
01/14/26 09:34 AM ET
There's no harm in having a USAA appraiser review the damage. It's
-- PhotoHokieNC
Jan 14, 2026 at 09:14 AM ET
PhotoHokieNC
•
01/14/26 09:14 AM ET
thx - should have mentioned my car is a 2015 Camry.
-- Dan1993
Jan 14, 2026 at 09:17 AM ET
Dan1993
•
01/14/26 09:17 AM ET
Hate to mention this, since I've sought help from it ....
◄
-- PhotoHokieNC
Jan 14, 2026 at 09:23 AM ET
PhotoHokieNC
•
01/14/26 09:23 AM ET
But now I have a whole new section in my resume.**
-- PhotoHokieNC
Jan 14, 2026 at 11:12 AM ET
PhotoHokieNC
•
01/14/26 11:12 AM ET