No yearly taxes to pay if it's in a retirement account (IRA, DefComp, etc.)

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VT72

Posted: 01/05/2026 at 08:39 PM ET

(In response to this post by UTPr0sim)

Investment gurus and their reference to average stock market returns bugs -- Tafkam Hokie Jan 05, 2026 at 05:24 PM ET

Tafkam Hokie • 01/05/26 05:24 PM ET

According Angifragile author Nassim Taleb the only two sectors over time -- jdkhokie Jan 06, 2026 at 06:58 PM ET

jdkhokie • 01/06/26 06:58 PM ET

Don't most retirement calculators allow you to choose the return rate? -- WestyHokie Jan 06, 2026 at 06:01 AM ET

WestyHokie • 01/06/26 06:01 AM ET

Yes, most do. But my beef is that choosing any static return rate -- Tafkam Hokie Jan 06, 2026 at 01:45 PM ET

Tafkam Hokie • 01/06/26 01:45 PM ET

Meh, written for the average schmuck that has no clue. The fact that you’ve -- DonHo-kieHi Jan 05, 2026 at 09:23 PM ET

DonHo-kieHi • 01/05/26 09:23 PM ET

My opinion: that advice is for people who won't pay attention or don't know -- Tombo Jan 05, 2026 at 08:16 PM ET

Tombo • 01/05/26 08:16 PM ET

Then take away taxes and fees and.... it's never as good as it seems.** -- Vtskier1 Jan 05, 2026 at 05:58 PM ET

Vtskier1 • 01/05/26 05:58 PM ET

Simple approach is to... -- EDGEMAN Jan 05, 2026 at 05:38 PM ET

EDGEMAN • 01/05/26 05:38 PM ET

And you pay capital taxes EVERY year on mutual funds. FWIW. That may suit -- UTPr0sim Jan 05, 2026 at 06:40 PM ET

UTPr0sim • 01/05/26 06:40 PM ET

You should complain about these taxes to your elected officials** -- EDGEMAN Jan 06, 2026 at 05:26 AM ET

EDGEMAN • 01/06/26 05:26 AM ET

No yearly taxes to pay if it's in a retirement account (IRA, DefComp, etc.)** ◄ -- VT72 Jan 05, 2026 at 08:39 PM ET

VT72 • 01/05/26 08:39 PM ET

You'll pay on that eventually! LOL We get the wonderful RMD soon.** -- UTPr0sim Jan 05, 2026 at 09:41 PM ET

UTPr0sim • 01/05/26 09:41 PM ET