Convenience and accessibility. The same reason I'm
buying the CD's through my regular bank (Cap One). For me, the rate difference does not justify making it less simple. And we're not talking huge CD's either. Right now, I'm getting about 5%.
Thread Replies (7)
Who else likes the idea of a CD ladder?
-- Tank
Mar 28, 2024 at 01:27 PM ET
Tank
•
03/28/24 01:27 PM ET
Some banks have something called CDARS which will give you a 4+% rate,
-- Hokebury
Mar 29, 2024 at 11:40 AM ET
Hokebury
•
03/29/24 11:40 AM ET
Why buy bank CDs when treasury rates
-- GreenvilleVT
Mar 28, 2024 at 02:30 PM ET
GreenvilleVT
•
03/28/24 02:30 PM ET
Convenience and accessibility. The same reason I'm
◄
-- Tank
Mar 28, 2024 at 02:39 PM ET
Tank
•
03/28/24 02:39 PM ET
Fidelity SPAXX money market fund is paying 4.97% right now
-- Tafkam Hokie
Mar 28, 2024 at 03:23 PM ET
Tafkam Hokie
•
03/28/24 03:23 PM ET
You can also find high-yield online savings accounts paying over 5%.
-- MP4VT2004
Mar 29, 2024 at 12:18 AM ET
MP4VT2004
•
03/29/24 12:18 AM ET
It takes about 10 minutes on the treasury.gov website. **
-- GreenvilleVT
Mar 28, 2024 at 02:40 PM ET
GreenvilleVT
•
03/28/24 02:40 PM ET
Seems like it wouldn't support much weight without reinforcement
-- GoobyPls
Mar 28, 2024 at 02:14 PM ET
GoobyPls
•
03/28/24 02:14 PM ET