Login | Sign Up
TechSideline

All Hokie, All the Time. Period. Presented by First Bank & Trust Company

The Lounge
◀ ▶
PhotoHokieNC
Joined: 12/28/2002
Posts: 166,281
Likes: 79,891
PhotoHokieNC

There's no harm in having a USAA appraiser review the damage. It's

tough news for the other family, but if it's as minor as you say, USAA might recommend a qualified, lower cost repair shop. If your daughter's vehicle value of material importance to you, it has now been devalued a bit, and what doesn't get fixed now becomes a reduced trade-in figure later on. Sounds like you can work with the other family to get the least punitive outcome for you both.
Posted: 01/14/2026 at 09:14 AM ET
(In response to this post by Dan1993)

Thread Replies (24)

Full Thread →
High school parking lot fender bender - insurance question
Dan1993 • 01/14/26 09:02 AM ET
Update - other dad called me and we agreed he'd file claim
Dan1993 • 01/14/26 11:35 AM ET
Good resolution!**
PhotoHokieNC • 01/14/26 12:29 PM ET
Document everything....
2hhoop3 • 01/14/26 11:17 AM ET
Other dad's biggest concern is probably his insurance for his daughter
Late 80s Hokie • 01/14/26 10:04 AM ET
Just follow the Golden Rule don't do unto others as you don't want them to
jdkhokie • 01/14/26 09:47 AM ET
Couple things. 11 year old car, look out for it to be "totaled" by USAA if
RhinoVT • 01/14/26 09:45 AM ET
from quick research, car is valued at 6-8K, so hopefully cleared on that
Dan1993 • 01/14/26 10:01 AM ET
He pays for your rental. It's part of liability coverage. **
RhinoVT • 01/14/26 10:05 AM ET
Get an estimate. See what father says/does. If waffles, then contact USAA. **
Stork • 01/14/26 09:44 AM ET
I know you were in the business, but I'll ask anyway. If you get an
PhotoHokieNC • 01/14/26 10:04 AM ET
If just getting estimate to see what amount is, then no problem with that.
Stork • 01/14/26 10:09 AM ET
Yeah, it gets dicey.**
PhotoHokieNC • 01/14/26 10:15 AM ET
This ^^^ Why bring in USAA unless you have to. If he's willing to pay, let
cincyhokie • 01/14/26 09:54 AM ET
Had a similar experience about 30 years ago. I had just pulled into a
MikeVT85 • 01/14/26 09:37 AM ET
That was the young girl who grew up & sued McDonald's for the hot coffee.**
PhotoHokieNC • 01/14/26 09:41 AM ET
1992, Stella Liebeck . . . that's her!
MikeVT85 • 01/14/26 09:55 AM ET
Option C...get a high estimate...
JoesterVT • 01/14/26 09:27 AM ET
^^^somebody who uses 'audio' as a wordle starter^^^**
PhotoHokieNC • 01/14/26 09:34 AM ET
There's no harm in having a USAA appraiser review the damage. It's ◄
PhotoHokieNC • 01/14/26 09:14 AM ET
thx - should have mentioned my car is a 2015 Camry.
Dan1993 • 01/14/26 09:17 AM ET
Hate to mention this, since I've sought help from it ....
PhotoHokieNC • 01/14/26 09:23 AM ET
Great job Photo.
EDGEMAN • 01/14/26 09:43 AM ET
But now I have a whole new section in my resume.**
PhotoHokieNC • 01/14/26 11:12 AM ET
Jeanius!**
DonHo-kieHi • 01/14/26 11:24 AM ET