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My opinion: that advice is for people who won't pay attention or don't know
much about investing. It's the set it and forget it model.
Thread Replies (11)
Investment gurus and their reference to average stock market returns bugs
-- Tafkam Hokie
Jan 05, 2026 at 05:24 PM ET
Tafkam Hokie
•
01/05/26 05:24 PM ET
According Angifragile author Nassim Taleb the only two sectors over time
-- jdkhokie
Jan 06, 2026 at 06:58 PM ET
jdkhokie
•
01/06/26 06:58 PM ET
Don't most retirement calculators allow you to choose the return rate?
-- WestyHokie
Jan 06, 2026 at 06:01 AM ET
WestyHokie
•
01/06/26 06:01 AM ET
Yes, most do. But my beef is that choosing any static return rate
-- Tafkam Hokie
Jan 06, 2026 at 01:45 PM ET
Tafkam Hokie
•
01/06/26 01:45 PM ET
Meh, written for the average schmuck that has no clue. The fact that you’ve
-- DonHo-kieHi
Jan 05, 2026 at 09:23 PM ET
DonHo-kieHi
•
01/05/26 09:23 PM ET
My opinion: that advice is for people who won't pay attention or don't know
◄
-- Tombo
Jan 05, 2026 at 08:16 PM ET
Tombo
•
01/05/26 08:16 PM ET
Then take away taxes and fees and.... it's never as good as it seems.**
-- Vtskier1
Jan 05, 2026 at 05:58 PM ET
Vtskier1
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01/05/26 05:58 PM ET
And you pay capital taxes EVERY year on mutual funds. FWIW. That may suit
-- UTPr0sim
Jan 05, 2026 at 06:40 PM ET
UTPr0sim
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01/05/26 06:40 PM ET
You should complain about these taxes to your elected officials**
-- EDGEMAN
Jan 06, 2026 at 05:26 AM ET
EDGEMAN
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01/06/26 05:26 AM ET
No yearly taxes to pay if it's in a retirement account (IRA, DefComp, etc.)**
-- VT72
Jan 05, 2026 at 08:39 PM ET
VT72
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01/05/26 08:39 PM ET
You'll pay on that eventually! LOL We get the wonderful RMD soon.**
-- UTPr0sim
Jan 05, 2026 at 09:41 PM ET
UTPr0sim
•
01/05/26 09:41 PM ET