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ElbertoHokie
Joined: 01/01/2005
Posts: 8,824
Likes: 4,575
ElbertoHokie
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I don't think insurance rates care what the court does. They have police

record evidence and will know your insured driver got clocked going 22 over. They'll increase your rates based on the risk profile on the police report. I'd tell the insured they can cover the increase in the insurance. Wife got in a wreck, totaled her car and damaged the other. She got failure to yield, insurance dinged her for the incident two times. Wreck and failure to yield. Our rates went up significantly.
Posted: 11/17/2025 at 10:16 AM ET
(In response to this post by Hurley09)

Thread Replies (41)

Full Thread →
Reckless driving ticket question, take the class ahead of court? New Kent
Hurley09 • 11/17/25 09:22 AM ET
deny deny deny **
bigbadbird • 11/17/25 03:24 PM ET
Double Down **
bigbadbird • 11/17/25 03:23 PM ET
...and show up under the influence. TIC**
MP4VT2004 • 11/17/25 03:38 PM ET
Yes and Yes. I've had two immediate family members in a similar situation
No Clue • 11/17/25 02:36 PM ET
From my lead footed younger days, I recall a cop saying from 20-25 over the
Hoakie82 • 11/17/25 02:08 PM ET
The lawyer may be your best option but before getting one try calling the
jdkhokie • 11/17/25 12:14 PM ET
Get a lawyer and make Cole Trickle pay for it. **
Freddyburg Hokie • 11/17/25 11:55 AM ET
did you beat them? i'd make them mow my grass with a pair of scissors
VT Pez4Life • 11/17/25 11:26 AM ET
I think that'd count as "spousal abuse" or some ridiculous buzzword
Hurley09 • 11/17/25 11:42 AM ET
You should tell her that she needs to relax. **
ElbertoHokie • 11/17/25 03:04 PM ET
Then explain what a speed limit is and how gas pedals work.**
Hurley09 • 11/17/25 04:38 PM ET
Echoing all of the below. And ...
Beerman • 11/17/25 11:05 AM ET
Are the speed limit signs well marked?
Vtskier1 • 11/17/25 11:02 AM ET
they were 22 mph over...well marked or not, there's no argument there**
JoesterVT • 11/17/25 11:06 AM ET
Sure there is. If they thought it was 55 and it was 45, that could
hoosnowahokie • 11/17/25 01:21 PM ET
Maybe can get the reckless part moved..... **
Vtskier1 • 11/17/25 11:31 AM ET
Coworker got the ticket near Richmond, took the class, good result in court**
Happy Dog • 11/17/25 11:01 AM ET
Lawyer if you can afford it more..
section11hokie • 11/17/25 10:39 AM ET
Can you NOT afford to hire a lawyer?
EDGEMAN • 11/17/25 11:25 AM ET
Well I didn't lawyer up and did pretty well. DIP class less $ than lawyer
section11hokie • 11/17/25 11:40 AM ET
Get a New Kent lawyer. Taking course prior is a good idea **
RhinoVT • 11/17/25 10:28 AM ET
SOBW got a nice little after-action letter from DMV from his ticket...
Burruss Writer • 11/17/25 10:26 AM ET
My kids story. Get a lawyer. Do not go to a frat party (judge) without a
dolph • 11/17/25 10:23 AM ET
This is the play^^. Never go to court without a lawyer. Judges hate that.**
Coach McGuirk • 11/17/25 10:27 AM ET
Not to mention you will be at a severe disadvantage in court.
EDGEMAN • 11/17/25 11:23 AM ET
I don't think insurance rates care what the court does. They have police ◄
ElbertoHokie • 11/17/25 10:16 AM ET
…roll the dice. insurance is for suckers**
chumley • 11/17/25 12:03 PM ET
Ratings are based upon drivers MVR. That includes only convictions or pleas
Stork • 11/17/25 11:09 AM ET
Buy bicycles for everyone in the family...**
`lag • 11/17/25 10:11 AM ET
And not those E-Bikes. Real bicycles, darn it...lol**
EDGEMAN • 11/17/25 11:20 AM ET
Healthier! ;^)**
`lag • 11/17/25 11:23 AM ET
you are screwed
BRVT • 11/17/25 10:08 AM ET
so you just took the beating? did you at least shop around?**
VT Pez4Life • 11/17/25 11:30 AM ET
Yep...insurance doesn't care if you go to a class and have the...
vthhhi • 11/17/25 10:21 AM ET
he can put Cole Trickle on their own policy and let them pay it🤣**
JoesterVT • 11/17/25 10:10 AM ET
Or have the state take Cole Trickle's driver's license away for 3 years...
EDGEMAN • 11/17/25 11:21 AM ET
I’d get a lawyer…..
CrystalCoveHokie • 11/17/25 09:56 AM ET
Yup, that's all accurate. Though, it's only criminal if the box is checked
Hurley09 • 11/17/25 10:10 AM ET
Eh...he would spend more on the lawyer than he would on increased premiums
JoesterVT • 11/17/25 10:09 AM ET
Yeah, how much is a lawyer going to run you on that?
hoosnowahokie • 11/17/25 10:13 AM ET
I had the occasion to watch a few proceedings in Sullivan Co., TN court
JoesterVT • 11/17/25 10:19 AM ET