So to start, just a baseline...the Deloitte Clearinghouse doesnt keep any athlete from making a billion dollars if they could. You would simply structure 100,000,000 $100 deals...thats obviously not a realistic use-case but trying to illustrate that their current structure does not put a cap on what any one athlete can make (as long as they deem those deals "fair"...whatever that means to them) Its also important to note that while the Deloitte Clearinghouse was a byproduct of the House Settlement, it is two very separate things. The House Settlement truly only deals with back pay for athletes who couldnt benefit from NIL. The ruling made it impossible to regulate fair market value so the Clearinghouse was an NCAA attempt to get ahead of that. You didnt bring it up, but often people lump profit sharing into the same discussion and call all of it NIL. Technically, thats fine, but its misleading. VT basketball, for example has somewhere around $3.5 million in profit sharing available for men's basketball. If you give Neo Avdalas $1 million of that, and then also get him ten $10,000 NIL deals, his compensation from VT would be $1.1 million, but actually its just 100k in NIL plus profit sharing. What some schools did to skirt Deloitte was front-load their deals and fully pay out before the purview of Deloitte took place. It basically shined a light on what was very clear from the beginning...teams were going to skirt the rules regardless of whatever limits you placed on NIL. Capping the amounts only makes it impossible to document how much money is being paid and where it comes from. If you made the limit $5, then every school in America would report reasonable amounts of $5 deals and the under the table $1 million deals. So what does this do for regulation? Literally nothing. You could argue its actually a detriment because if the limit were $10 million and we had a better idea of what athletes were actually getting paid then the athletes would lose their bargaining power from unnamed schools who can neither confirm nor deny any offer made over Deloitte's amount. Anyway, I know that's more than you asked for but hopefully makes sense that Deloitte's Clearinghouse is a joke AND the last deals have not even been slightly curtailed